Commercial Coverage

Comprehensive Protection Plans

Commercial insurance covers companies for a wide range of circumstances. Potential risks include loss of assets, business, goodwill, and employee life or health. The Michael Ehrenfeld Company services the insurance needs of many different industries including the following. Click on a link for details about insurance protection in these industries.

Automotive Fleets
Chemical/Petroleum
Hospitality
Importers and Exporters

Life Science / Medical Technology
Marine
Marine Cargo Policies
Real Estate

Find the Right Coverage for the Right Premium

The Ehrenfeld Company conducts thorough initial and ongoing reviews of client risks, and our Associates help their clients find the lowest cost for the appropriate coverage that fits with the client’s risk management objectives. Some of the issues that would be considered are:

Liability

Commercial General Liability
Tenants’ Legal Liability
Medical Payments
Contractual Liability
Automobile and Garage Liability
Non-owned Vehicle Liability and Physical Damage

Advertising Liability
Elevator/Escalator Collision
Hired Automobile Liability and Physical Damage
Personal Injury
Environmental Impairment: Clean up and Legal Liability
Incidental Medical Malpractice

Building and Property Damage

Building Ordinance or Law Coverage
Master Key Replacement
Agreed Value
Valuable Papers and Records
Computers, Software and Data
Equipment and Tools

Inventory
Peak Season Stock Increases
Fire Equipment Recharge
Systems Breakdown
Consequential Loss, Loss of Rents
Off-premises Services

Crime, Employee Dishonesty, Miscellaneous Bonds

Destruction, disappearance or unlawful removal of money and securities from within the premises or during conveyance

Inventory Shrinkage

Burglary
ERISA Bonds

Business Interruption

Loss of Income
Extra expenses to continue normal operation

Accountant’s Fees
Contractual Obligations

Employment Practices Liability

Wrongful termination
ADA violations

Harassment

Professional Liability and Miscellaneous

Directors & Officers Liability
Intellectual Property Liability and Copyright Infringement
Cyber Liability (software development, web site, etc.)
Architect’s Errors & Omissions
Accountant’s Errors & Omissions

Attorney’s Errors & Omissions
Miscellaneous Errors & Omissions Liability
Mortgage Bankers/Brokers Errors & Omissions
Mortgage Bankers Bonds